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Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A KS BANK Mortgage Originator will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Originators are only a phone call away if you need help. Contact us at 919-938-3119.

Rate Watch
Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.
Calculators
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Construction
Building your dream home does not have to be just a dream. We have construction loan programs that will make it a reality.
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